Non Qualifying Mortgage Loans

Precision Lending Group provides tailored Non-QM Mortgage or Non-Qualified Mortgage loans to fit the demands of our clients who cannot satisfy traditional loan conditions.

The major advantages of Non-QM Mortgage loans are flexible income verification options and lower credit score requirement.

For instance, self-employed borrowers often face more complexity than traditional wage-earning borrowers. A Non-QM loan can help qualify these borrowers with alternative documentation, such as bank statements instead of tax returns.

In case of the purchase or refinance of the investor property, Non-QM Mortgage loans use the rental income for debt service calculation.


  • Self-employed borrowers with a lot of income tax write-offs
  • Borrowers with credit blemishes
  • Real Estate Investors wishing to purchase rental properties
  • Foreign national
  • Borrowers with a high debt-to-income ratio
  • Borrowers who have high assets but low income

Rise with Precision Lending Group!

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